- POULTRY FARM INSURANCE
- FISHERY & FISH FARM INSURANCE
- MULTIPERILS CROP INSURANCE
- LIVESTOCK INSURANCE
- FARM PROPERTIES & PRODUCE
- AREA YIELD INDEX INSURANCE

POULTRY FARM INSURANCE:
This offers a comprehensive cover against death of Broilers, Layers and Parent Stock (Hatchery Birds) and all commercial birds occasioned by Diseases, Accident, Fire, Windstorm, Flood and Lightening.
The sum insured is calculated based on the projected market value of the broiler at table size, layers, and parent stock at point of lay. The premium rates and other terms are negotiable depending on the level of size of the farm, biosecurity, and standard of management.
Underwriting Requirements:
• Location of the farm
• Number and age of birds to be insured
• Method of rearing
• Value per bird
• Completion of proposal form (questionnaire)
• Loss experience in the last 3-5 years
• Vaccination evidence

FISHERY AND FISH FARM INSURANCE
This offers a total cover for your fish, fishponds, and hatchery. The cover provides compensation in case of death of your fish stock and collapse (Dyke) of the fishpond occasioned by diseases, accident, fire, flood, lightening and windstorm.
The sum insured is determined based on the projected market value of the fish stock at table size and cost of construction of the fishpond or the hatchery. The premium rates and other terms are negotiable depending on the size of the farm and risk improvement facilities available.
Underwriting requirements:
• Location of the farm
• Type of pond
• Number of fish per pond
• Completion of proposal form (questionnaire)
• Loss experience in the last 3-5 years.

MULTIPERILS CROP INSURANCE
This provides insurance cover for all arable and perennial crops against the risk of fire, flood, lightening, windstorm, explosion and pest and diseases.
The sum insured is the estimated cost of production, or the value of the crop as declared in the proposal form. The premium rates and other terms are negotiable based of the size of the farm, risk improvement facilities available and standard of practice.
Underwriting Requirements:
• Location of the farm
• Completion of the proposal form (questionnaire)
• Size of the farm (acreage)
• Sum insured (cost of production)
• Loss experience in the last 3-5 years

LIVESTOCK INSURANCE
This offers comprehensive livestock insurance for your farm animals including cattle, horses, sheep, goat, dogs, rabbits, and any other animal kept on the farm for the purpose of profit, food, ornamental and recreations against death as a result of diseases, fire, flood, lightening and windstorm.
The sum insured is the market value of the animal that is declared in the proposal. Premium rate and other terms are also negotiable depending on the size of the farm, level of biosecurity and standard of management.
Underwriting Requirements:
• Location of the farms
• Sum insured
• Completion of proposal form
• Loss experience in the last 3-5 years
• System of production

FARM PROPERTY & PRODUCE INSURANCE
This offers insurance covers for your stored farm produce, machineries, and equipment against the risk of fire, burglary/housebreaking, lightening, flood, explosion, windstorm, and aircraft impact.
The market value of the property or produce declared would be considered the sum insured. The premium rates and other terms are negotiable depending on the size and the risk improvement facilities available on the farm.
Underwriting Requirements:
• Location of the property or the warehouse
• Sum insured
• Security details
Completion of the proposal form (questionnaire)

AREA YIELD INDEX INSURANCE
• Area Yield Index insurances provides an alternative solution to farmers in markets without workable traditional crop insurance.
• It is insurance that deals with index of crop yield, and it’s based on collection of data and correctly predicting the possible loss that may arise due to yield shortage.
• Yield index insurance pays out if the actual yield in a given region falls below an agreed percentage of the yield guarantee. The trigger point is expressed as the coverage level of a guaranteed yield per region.