This provides cover against loss of or material damage to insured’s properties i.e., Buildings, contents including furniture, fittings & fixtures, plants and machinery, appliances, office equipment, household goods/personal effects or other properties resulting from fire, lightening and explosion.
This insurance is extended to cover loss or damage occasioned by:
- Storm, Tempest/flood, and tornado
- Riot and Strike
- Malicious damage
- Burst pipe or overflow of water tanks
- Bush fire
- Spontaneous combustion
Other extensions include Debris removal, Architectures’/surveyors’/Engineers’ fee, Public Authority clause and All other contents.